Group Short-Term Disability Details

Below is an overview the of the Group Short-Term Disability program details. For more in depth benefit and pricing information, please Contact Us to discuss your specific needs.

• An employer-paid, short-term disability insurance plan. All eligible employees must participate.
  
• Three options are available – the difference between each option lies in the date that the disability benefits begin.  The employer chooses start date after a disability, and whether the benefit is based on a percentage of the employee’s salary (60% or 70%) or a flat amount not to exceed 70% of an employee’s salary. 
  
• The maximum benefit payable is $750 per week, though a lower maximum (in increments of $50) may be elected.  All benefits are payable up to a maximum of 26 weeks.
  
• Weekly income excludes earnings from overtime, bonuses, commissions or any other form of additional pay.
  
• No benefits are paid for disabilities eligible under Worker’s Compensation or a similar law.
  
• Employees must be actively employed on the effective date of coverage.

Benefits – Plan Options

For additional information on any of our Disability programs, Contact Us.  For a customized quote, visit our Need a Quote? page.

Voluntary Short-Term Disability Insurance | Voluntary Long-Term Disability Insurance